Meet
Shavonte' Watkins
I'm a Licensed Missouri Realtor and the founder of Credit2Keys. I created Credit2Keys because I believe your credit score should never be the only thing standing between you and homeownership.
Over the years, I've seen too many hardworking individuals and families told "no" without anyone taking the time to explain why they weren't approved or what they could do differently. I knew there had to be a better way.
I believe that while credit is an important part of the homebuying process, it doesn't have to define your future. With the right education, guidance, strategy, and a team that's willing to walk beside you, homeownership is possible for determined individuals who are committed to doing the work.
That's why Credit2Keys isn't just about buying a house—it's about creating a personalized roadmap to homeownership. Whether you're ready to get pre-approved today or need a little more preparation first, my commitment is to provide honest advice, clear expectations, and the support you need every step of the way.
"I don't believe people should be denied a dream without first being given a roadmap."
— Shavonte Watkins, Founder of Credit2Keys
The Homebuyer Readiness Program is a comprehensive service designed to prepare prospective buyers for mortgage approval and homeownership. We combine mortgage readiness planning, credit optimization, and professional real estate guidance into one streamlined process with the goal of helping you purchase a home in approximately five months.
🏡 Be interested in purchasing a home within the next 1-6 months minimum.
12 months maximum if you need more time to meet requirements.
📊 Have a credit score of approximately 580 or higher (or be willing to complete a Homebuyer Readiness Consultation to determine eligibility for the program).
💼 Have a stable source of income or be able to demonstrate the ability to qualify for a mortgage.
📱 Purchase the required credit monitoring service prior to booking your consultation (link provided below).
🔐 Submit your credit monitoring username and password in the "note section" of your consultation booking so we can complete a thorough review of your credit profile.
📄 Provide any requested documentation (such as income information or identification) if additional review is needed.
🤝 Be willing to follow your personalized Homebuyer Readiness Plan if additional preparation is recommended before applying for a mortgage.
📌 Important: If accepted into the program, you must be prepared to submit the full $1,499 enrollment fee within 24 hours of acceptance to secure your enrollment and begin services.
Your $1,499 Homebuyer Readiness Program Investment Includes: ✔ Any credit improvement services required during your 5-month program (if applicable) ✔ 5 months of credit monitoring (a $129.95 value) ✔ Lender-required mortgage credit report (a $99 value) ✔ Personalized client portal to securely track your progress, documents, and credit improvement (if applicable) ✔ A customized Homebuyer Readiness Plan ✔ Ongoing file management and progress reviews ✔ Mortgage preparation with our trusted lending partners ✔ Guidance from enrollment through pre-approval, home search, and closing ✔ Dedicated support from one team from your first consultation to closing day.
We're here to partner with you, not pressure you.
If you have questions about your credit, mortgage readiness, the Homebuyer Readiness Program, or what your next steps should be, we'd love the opportunity to speak with you.
Whether you're ready to buy now or simply looking for honest guidance, our team is here to help you understand your options and create a personalized path to homeownership.
👇Schedule a call today👇
